Buying A New Car

By: Jalapeno Jones

Save On That Vehicle

It usually happens at the most inopportune time - the car breaks down or dies altogether at a critical moment. You are in a panic to buy something, anything, to get your life back on track and moving according to schedule again. But don't let yourself feel pressured to purchase the first decent deal you come across. If necessary, get a rental car for a few days so you can think clearly without being clouded by the inconvenience of being without a vehicle.

Sometimes it makes sense to go ahead and pay to have a vehicle repaired. If the car is paid for and there is no damage to the frame, it may even be wise to go as far as having the engine replaced or rebuilt. This avoid that high payment for a new car, along with the greater insurance coverage demanded by the institution loaning you the money for the car. Only liability is required on a car that has been paid off.

If you are certain only a new or a newer used car will do, get online or go to the library to get a copy of Edmond's online or book guide to determine the dealership's invoice pricing and market value of any car you might consider buying. Then research car insurance. It is easier to rate and cover a driver over 25 who has had not tickets in the last three years, has a stable work history, and a good credit report.

To get the best possible financing, get pre-approved for a car loan. When you go car shopping with financing already in place you are in a much stronger negotiating position. This also means you had the chance to look for the best terms among loans.

Armed with information on vehicle values, knowledge of insurance charges on the types of vehicles you prefer, and pre-approval on a car loan it is time to go shopping. But you don't have to leave home to do that.

Many dealerships have an internet sales representative that will answer your inquiry quickly via email. Even if they are not set up with a dedicated internet rep they no doubt have a fax machine. Call and get that fax number then send over your written specifications and ask them what their best price would be. When the dealerships reply with their offer contact the two next lowest bids and tell them you have an offer lower than theirs and see if they will make you a better deal. With a written quote you have solid information with which to bargain. Get the best deal possible.

Top 9 Used Car Salesmen Tricks, and How to Avoid Them

By: Donald Lee

One of the biggest moments in many people's lives is driving off in their brand-spanking-new automobile. It's an exhilarating feeling. It's also a big moment because in that very instant, that brand-spanking-new car loses a big chunk of its value-the difference between the retail price you paid and the car's wholesale value. That's typically thousands gone in an instant.

That's why some car buyers choose to shop around for a used car. You save yourself that steep initial drop-off in value. More importantly, you get a car that runs just as well, is just as dependable, and looks and feels as good as that new car-that is, if you play your cards right.

For if there is one pitfall of buying a used car, it's the risk of buying a lemon, a junker-call it what you want, you get the point: the wrong car. Used car dealers, after all, have nearly as bad a reputation, if not worse, than lawyers do. This holds true for individual people selling their cars through newspapers, Web auctions and classified sites, or with the old-fashioned signs in their car windows. The saying, "Buyer Beware," no where has more meaning than with cars.

The opposite to that, of course, is that there are some real steals out there in used cars. We're talking about quality vehicles that will perform beyond your expectations at a low price. Here's how to find these perfect used vehicles, and avoid the top 10 scams that used car dealers everywhere try to pull on you.

1. Get a second opinion for the hype.
Used car dealers will bombard you with every adjective under the book to sell you on a car-sporty, thrifty, fast, and etc. Don't take their word for it. Instead, find someone you know, whether a neighbor, a colleague, a family member, or a friend, who owns the same make and model of the vehicle, and ask them for their opinion.

2. Do a background check.
One of the most unethical, but legal, things someone can do to you is sell you a used car that's been in a flood (and sort of repaired), or one that's had 10 previous owners (none of whom repaired it). To be sure you don't fall victim to this, track down a history report, including a clearance check on the vehicle title. You can even get some of this information from the seller, simply by asking why they are selling it. You'd be surprised what beans people may spill.

3. Examine for past damage.
Used car dealers may also try to peddle a vehicle that was wrecked in a major accident. It's amazing what autobody experts can do to repair a car's exterior. So don't go by the outer appearances of a vehicle. Before you buy it, make sure that it does not have serious damage to its frame, which it would have if it was involved in a crash.

4. Call up your trusted mechanic.
Used car dealers, especially the big lots, will say they put their used cars through a "100 point inspection," or something like that. Once again, a second opinion is in order. Get this one from your own mechanic. He'll be able to tell how good a shape the car actually is in. Also be sure to ask him or her how often the car had been serviced. A good mechanic can even gauge that.

5. Research for recalls.
Needless to say, a used car dealer may sell you a car that's actually under recall in his mad rush to get the car off his lot. So be sure to call the car manufacturer, or visit their Web site, to see if the vehicle has any active recalls.

6. Avoid the leftover lemon.
Along with recalled vehicles, dealers may even perpetrate something much worse on you-sell you a lemon. (By definition, a lemon is a car that's still under warranty, which has such major problems that, warranty or not, it still cannot be fixed in a reasonable way.) The best way to avoid this is to research in Consumer Reports or the various automobile magazines, which all have yearly reviews of every make and model on the market. They'll tell you whether a kind of car is known for being a lemon and prone to breakdowns.

7. See through the old paint and bait.
Along with performing their "100 point inspection," car dealers may shine and wax a used car-even repaint it-to hide dents, dings, and rust spots. A keen eye, though, can see right through this.

8. Take the test drive.
Once you've done all your research, homework, extra credit, and everything else called for in the first seven steps, then comes the fun-the test drive. Drive the car for as long as its owner or dealer will allow you. Then you'll get a better feel for how the vehicle handles, accelerates, brakes, and otherwise suits your tastes (or doesn't).

9. Be wary of the pushy seller.
At any stage of the game-from the moment you first talk to the seller to the test drive-be careful if the seller gets pushy. Any dealer or seller who is in a rush to move a vehicle should set off bells and whistles. Why the rush? Are they hiding something? In some cases the seller may just be excited to sell you the car-and actually happy for you-but in many other cases, they may be up to something. Better be safe than sorry.

Follow these 9 simple steps to avoid the scams and pitfalls of used car deals, and you could get the car of your dreams-for far less than you'd pay if it was brand-new. Plus, you get that same high when you drive your new used car home, without losing thousands of dollars.

Author Bio
Donald Lee is the public relations manager for Buysellcommunity.com. Buysellcommunity provides free classified listing services. Buy, Sell and trade: auto, computers, household items, real estate, pets and much more.